Russia (bbabo.net), - Fraudsters actively use the desire of citizens to invest. Over the past nine months, 163% more fake investment projects (about 6 thousand) were registered than in previous years, according to the cybersecurity company Group-IB.
According to analysts, from 2018 to 2021 (the boom in private investment in Russia), about 8,000 investment-related domains were registered. All fake investment projects operate according to three popular schemes. In the first case, depositors are promised incredible income, in the second - money from oil and gas trading, and in the third - access to the instruments of financial institutions that are closed to most investors.
Moreover, each of the methods promises fantastic earnings from 300 thousand to 10 million rubles in a short time with minimal investment in the project. Most often, it is proposed to invest about 10 thousand rubles through a cryptocurrency exchanger. In fact, everything turns into the theft of money from freshly baked investors or their bank card details. Most of the cases studied are technically new "hybrid schemes" - along with traditional phishing, fake mobile terminal applications and calls from "personal consultants" are used.
In some cases, the manager asks to provide the bank card details (including secret codes), with the help of which the potential "participant" plans to make investments and allegedly sends a request to the bank for approval of the deposit. In fact, money is simply debited from the account. As in popular phishing schemes with a call to a "bank employee", the operator constantly "leads" the victim through the script, encouraging or persuading to fulfill all the necessary conditions, noted in Group-IB.
How to distinguish a fake investment project from a real one? "Firstly, a fake investment project will always have a website URL that is different from the official website of a real investment resource. The list of original resources and applications can always be found on the official websites of large banks and the exchange itself," says Petr Kutsenko, head of Solar.jpgroxy at the company Rostelecom-Solar. - Secondly, you can familiarize yourself with the conditions for depositing and especially withdrawing funds offered by this or that investment site or application. The conditions should describe the scheme for withdrawing funds from the project - you need to check whether the withdrawal is possible in principle and on what conditions. If there is a commission for withdrawal of funds and other operations, there should be a detailed description of the conditions of collection, the amount, etc. The absence of such details should be alarming. "
Unreasonable generosity and promises of unrealistic returns on short notice are classic signs of fraud
You can also lose money on real investment projects, warns Mikhail Sytnik, a leading content analyst at Kaspersky Lab. "However, obvious fakes in investments are really determined by the" exploitation "of famous personalities, pages of media resources, unrealistic high returns and, in general, by extremely generous offers," the specialist explains.
To protect yourself at the initial stage of investment, it is worth starting with the classic instruments offered within the IIS (individual investment account) or brokerage account serviced by large licensed banks, adds Dmitry Pyatunin, IT director at Oberon.
In addition, a real investment project can be distinguished from a fake one by five main features: an understandable legal entity from which the activity is conducted, a significant period of work on the market and a transparent history, the absence of negative reviews and negative judicial history, trustworthy managers and a website that has existed for a long time , says Igor Bederov, head of information and analytical research at T.Hunter.
bbabo.Net