Sber has implemented its own platform for making credit decisions in the retail process. The bank completely refused the vendor software, is spoken in its message.

The credit decision-making system Sber.Credit Machine (SberKM) is an in-house development based on the solutions of Sber's digital cloud platform Platform V. SberKM allows processing up to 1.2 million loan applications per day.

We have been working on the project for a year and a half. According to a company representative, this is the first such tool in Russia, made on its own software.

In 2008, Sber began to apply the centralized review of individual loan applications. Decisions were made automatically on the basis of a foreign platform using data from internal and external sources and evaluation models.

bbabo.Net