Pavel Guzhikov, founder and CEO of the fintech company Money Forward, told RIA Novosti that in order to save on New Year's.jpgts, you need to plan your budget in advance and look for lucrative cashback offers.

According to him, before shopping, you need to calculate the number of people to whom you would like to give a.jpgt, and the budget that you are willing to spend on it. The expert advised to abandon the purchase of cosmetic kits, because on the eve of the holiday sellers overcharge their prices, and the content of such a kit may not suit the addressee.

“Before making a purchase plan, research your bank's mobile app. Often, lucrative cashback offers may not be on the first page. Explore all partnership promotions and opportunities for savings, ”said Guzhikov.

He also recommends to please loved ones with an original handmade.jpgt. Master classes in pottery or painting with glaze cost on average about 1000-1200 rubles per lesson, but during it you can create wonderful.jpgts with your own hands, Guzhikov added.

Earlier it was reported that the Russians are planning to spend on New Year's.jpgts, most often from 1 to 10 thousand rubles.

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