Russia (bbabo.net), - The largest share (44.7%) in the structure of issued mortgage loans in 2021 was occupied by borrowers aged 30 to 40 years. This is evidenced by data from the National Bureau of Credit Histories (NBKI).

"This age category is more attractive for banks due to a more informative credit history and high Personal Credit Ratings," said Alexey Volkov, NBKI Marketing Director.

At the same time, experts note that the share of 30-40-year-olds has decreased by 1.7% compared to 2020. According to Volkov, this may indicate "a more conservative approach of banks to lending compared to previous periods."

Among other trends, the NBCH notes an increase in the share of mortgage holders over the age of 60 - from 0.9% to 2%.

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