In Russia, the number of people who make savings has increased. However, for most of them, the deferred money in the event of a job loss is only enough for three months. More than half of Russians were able to save less than 100 thousand rubles. This is partly due to the fact that most of those who save money are forced to periodically spend it on household needs. Today, more than 79% of Russians have savings, showed a survey of the insurance company Rosgosstrakh Life and Otkritie Bank together with the A2 research center, RBC reports.
Thus, compared to last year, the number of those who leave money for a rainy day has increased in the country. In 2021, no more than half of Russians reported having savings.
At the same time, the majority of respondents (58.5%) indicated that they were able to save up to 100 thousand rubles. Another 38% have accumulated from 100 to 300 thousand rubles. A minority of Russians, namely 2%, have savings from 300 thousand to 1 million rubles. Only 1.5% of respondents have accumulated more than 1 million.
If the Russians surveyed lose their jobs, most of them (62%) will survive on their savings for no more than three months. Among the remaining respondents, 19% - within 3-6 months, 15% - 6-12 months, and 2% - from one year to three years, and the same number - more than three years.
The majority of savings owners (63%) reported that they periodically spend their savings on household expenses.
Two-thirds (67%) of survey participants said they were afraid of losing their money due to inflation, as well as the actions of Internet scammers and hackers.
In December 2021, a SuperJob survey showed that 57% of Russians have savings. Of these, 18% could live on the deferred money from one to two months, 13% - less than a month, 11% - from three months to six months, 8% - from six months to a year, 7% - more than a year.
In 2020 and 2019, 60% of Russians had savings. In 2008, 72% of the country's residents made savings.
In the spring of 2021, the Rabotu.ru service conducted its survey. From this study, it turned out that the majority of respondents (42%) save money for a rainy day, 25% want to save money for a vacation trip, and 24% plan to save up for an apartment. Every fifth respondent (20%) said that they save money for repairs, 18% save for children, 16% for buying a car, 13% for medical treatment.
According to experts, the minimum financial "airbag" should be from six to 12 monthly salaries. To create it, a person must save up to 15-20% of his income for at least six months.
bbabo.Net